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Head to head

CG FinTech vs Pepperstone

CG FinTech is licensed by FSC Mauritius in Mauritius. Pepperstone is licensed by ASIC in Australia; FCA in the United Kingdom; CySEC in the European Union; BaFin in Germany; DFSA in Dubai (DIFC), UAE and SCB in The Bahamas. The licence that applies to you depends on where you live, so check which company you would contract with before comparing anything else.

Minimum deposits start at $0 at CG FinTech and $0 at Pepperstone. Both offer negative balance protection and segregated client money.

Facts last checked: CG FinTech on 20 October 2026, Pepperstone on 20 October 2026.

CG FinTech profilePepperstone profile
Broker 1
Broker 2
Broker 3

Monthly cost uses the account chosen in each slot: cost per lot × your lots. Swap and other fees are extra. The lowest monthly cost is highlighted only as a fact about cost, not as a recommendation.

Broker
CG FinTechRegulatedRead the profile
PepperstoneStrictly regulatedRead the profile
Comparing
CG FinTechMauritius
PepperstoneAustralia

Overview

Founded
Not yet checked
Not yet checked
Headquarters
Not yet checked
Melbourne, Australia
Official websites
  • cgfintechglobal.com
  • cgfintechfx.com
  • pepperstone.com
Facts last checked
20 October 2026
20 October 2026

Regulation and protection

Company you would contract with
CGTrade (Mauritius) Limited
Pepperstone Group Limited
Regulator
FSC Mauritius
Mauritius
ASIC
Australia
Regulation level
Regulated
Strictly regulated
Licence number
C118023669 (SEC-2.1B Investment Dealer)
Check the register
AFSL 414530
Check the register
Clients this company serves
Not stated; the global client agreement we read is with CGTrade LC Limited (Saint Lucia)
Australian residents
All licences held
  • FSC Mauritius (Mauritius)
  • ASIC (Australia)
  • FCA (United Kingdom)
  • CySEC (European Union)
  • BaFin (Germany)
  • DFSA (Dubai (DIFC), UAE)
  • SCB (The Bahamas)
Segregated client money
Yes
Yes
Negative balance protection
Yes
Yes
Compensation scheme
None
FSCS up to £85,000 (UK); ICF up to €20,000 (Pepperstone EU); none for the Bahamas company

Costs

Your monthly cost
No accounts listed
No accounts listed
Cost per lot (EUR/USD)
No accounts listed
No accounts listed
Spread from
No accounts listed
No accounts listed
Typical EUR/USD spread
No accounts listed
No accounts listed
Commission per lot (round turn)
No accounts listed
No accounts listed
Typical GBP/USD spread
Not yet checked
Not yet checked
Typical USD/JPY spread
Not yet checked
Not yet checked
Typical XAU/USD spread
Not yet checked
Not yet checked
Swap-free account
Not yet checked
Not yet checked

Leverage and margin

Maximum retail leverage
Up to 1:1000
1:30 on major pairs (UK, EU, Australia)
Retail leverage by asset class
  • All accounts: Up to 1:1000
  • Major currency pairs: 1:30
  • Other currency pairs: 1:20
  • Other commodities and non-major indices: 1:10
  • Share CFDs: 1:5
Margin call level
100%
Not yet checked
Stop-out level
10%
50% (MT4 and MT5)

Account

Minimum deposit (this account)
No accounts listed
No accounts listed
Base currencies
No accounts listed
No accounts listed
Execution
No accounts listed
No accounts listed

Platforms and features

Platforms
  • MetaTrader 4
  • MetaTrader 5
  • Copy trading
  • MetaTrader 4
  • MetaTrader 5
  • cTrader
  • TradingView
  • Pepperstone platform
  • Mobile app
Markets
Forex, indices, precious metals, energies, cryptocurrency and stock CFDs
90+ forex pairs, indices, commodities, share CFDs, ETFs, currency indices and crypto CFDs (not for UK retail)
Demo account
Yes
Yes
Copy trading
Yes
Yes
Expert advisors (automated trading)
Yes
Yes
News trading allowed
Not yet checked
Not yet checked
Guaranteed stops
Not yet checked
Not yet checked

Deposits and withdrawals

Deposit methods
  • Crypto wallets (BTC
  • ETH
  • USDT)
  • International wire transfer
  • Local transfers (CNY
  • KRW
  • IDR
  • INR)
  • Visa
  • Mastercard
  • American Express
  • Debit card
  • Credit card
  • Apple Pay
  • Google Pay
  • Bank transfer
Withdrawal fee
$25 by international wire; $5 for most crypto (USDT-TRC20 free); free for local transfers and cards
Free by card, Apple Pay, Google Pay and bank transfer (UK)
Inactivity fee
Not yet checked
Not yet checked

Support

Customer support
24/7 support, help centre and email
24 hours Monday to Friday and 18 hours at weekends

Our notes

Strengths
  • CGTrade (Mauritius) Limited is on the FSC Mauritius register as an investment dealer (SEC-2.1B), licensed since 19 July 2019
  • States negative balance protection in its FAQ, and the client agreement says client money is segregated
  • Cent and Standard accounts have no minimum deposit; ECN commission is published ($3 per side)
  • Licensed by four strict regulators (ASIC, FCA, CySEC, BaFin), with retail money held in segregated accounts
  • Negative balance protection for retail clients
  • Razor account commission is published per currency (for example £2.25 per lot per side on GBP accounts)
  • No minimum deposit for bank transfers in the UK, and free withdrawals
Watch out for
  • The global client agreement is with CGTrade LC Limited, registered in Saint Lucia (company 2025-00724); that is a company registration, not a licence
  • Says it holds UAE Capital Market Authority licence 20200000446; we could not find a CG FinTech company on the CMA's licensed companies register on 2026-10-20
  • The ASIC licence it displays (AFSL 236783, Corner Global AU Pty Ltd) covers wholesale clients only, so it does not protect retail traders
  • Leverage up to 1:1000 with a 10% stop-out
  • Says Pepperstone Markets Kenya Limited holds CMA licence 128; we could not confirm it on the Capital Markets Authority register on 2026-10-20 because the CMA website was unavailable.
  • Says Pepperstone Financial Services LLC holds UAE CMA licence 20200000358 for introduction and financial consultation; we could not confirm it on the regulator's register on 2026-10-20.
  • Clients outside the UK, EU and Australia may be placed with the Bahamas company, which has no compensation scheme
  • Pepperstone publishes minimum spreads, not typical spreads; Pro clients lose negative balance protection

Risk warnings

The buttons to a broker’s website above the table are partner links: we may earn a commission if you open an account through them. That never changes the facts shown here. Trading leveraged products such as forex and CFDs carries a high risk of losing money rapidly, and most retail accounts lose money. Each broker’s own warning:

  • CG FinTech: Contracts for Differences (‘CFDs’) are leveraged financial products and may incur a high level of risk whereby a small market movement or fluctuation in prices may affect the investment value greatly. It may not be appropriate for all individuals and you should not risk more than you are prepared to lose. CFDs are not traded on any exchange and they are Over-The-Counter products whereby the prices of the CFDs are derived from the underlying market. CFD traders do not own or have any rights to the underlying assets. Before deciding to trade, you should ensure that you understand the risks involved and take into account your level of trading experience. You should obtain independent financial, legal and tax advice before proceeding with any trading instruments.
  • Pepperstone: Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73.6% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.

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Other head-to-head pages

Cost per lot is the typical EUR/USD spread in busy hours × $10, plus any round-turn commission, for one standard lot. “Not yet checked” means we have not confirmed that fact yet. This page compares facts; it does not rank the brokers or recommend either. Confirm costs and licences on each broker’s site and the regulator’s public register before opening an account: see how we review brokers and check a broker yourself.

Nothing on this page is financial advice. Read the full disclaimer.

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