Head to head

DeltaFX vs XM

DeltaFX has no licence we could confirm on a regulator's register. XM is licensed by CySEC in the European Union, DFSA in the United Arab Emirates (DIFC) and FSCA in South Africa. The licence that applies to you depends on where you live, so check which company you would contract with before comparing anything else.

Minimum deposits start at $50 at DeltaFX and $5 at XM. Only XM offers negative balance protection and segregated client money.

Facts last checked: DeltaFX on 20 October 2026, XM on 20 October 2026.

Broker 1
Broker 2
Broker 3

Monthly cost uses the account chosen in each slot: cost per lot × your lots. Swap and other fees are extra. The lowest monthly cost is highlighted only as a fact about cost, not as a recommendation.

Comparing
DeltaFX
XMEuropean Union

Overview

Founded
Not yet checked
2009
Headquarters
Not yet checked
Not yet checked
Official websites
  • deltafx.com
  • authserver.deltafx.com
  • xm.com
  • trading-point.com
Facts last checked
20 October 2026
20 October 2026

Regulation and protection

Company you would contract with
No licence listed
Trading Point of Financial Instruments Ltd
No licence listed
CySEC
European Union
Regulation level
No licence listed
Strictly regulated
Licence number
No licence listed
Clients this company serves
No licence listed
Residents of EU and EEA countries (CySEC lists xm.com and trading-point.com as its approved domains)
All licences held
None listed
  • CySEC (European Union)
  • DFSA (United Arab Emirates (DIFC))
  • FSCA (South Africa)
None
ICF (Cyprus) for eligible clients of Trading Point of Financial Instruments Ltd; none named for XM Global Limited

Costs

Your monthly cost
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Typical GBP/USD spread
Not yet checked
Not yet checked
Typical USD/JPY spread
Not yet checked
Not yet checked
Typical XAU/USD spread
Not yet checked
Not yet checked

Leverage and margin

1:1000
Up to 1:1000 (XM Global Limited); EU retail clients are limited to 1:30 on major pairs
Retail leverage by asset class
Not yet checked
Not yet checked
100%
Not yet checked
Stop-out level
20% or 40%, depending on the account
Not yet checked

Account

Minimum deposit (this account)
No accounts listed
No accounts listed
No accounts listed
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No accounts listed

Platforms and features

Platforms
  • MetaTrader 4
  • MetaTrader 5
  • MetaTrader 4
  • MetaTrader 5
  • XM App
Markets
Forex, spot metals, spot energies, spot indices and crypto CFDs
Currency pairs, indices, commodities and share CFDs; real shares on the Shares account
Copy trading
Yes
Yes
Expert advisors (automated trading)
Yes
Yes
News trading allowed
Not yet checked
Not yet checked
Guaranteed stops
Not yet checked
Not yet checked

Deposits and withdrawals

Deposit methods
  • Local bank transfer (Iranian rial)
  • USDT (TRC20)
  • USDT (BEP20)
  • TopChange
  • ZPay
Not yet checked
Withdrawal fee
$4 per USDT withdrawal on BEP20; other fees not published
Not yet checked
Inactivity fee
Not yet checked
Not yet checked

Support

Customer support
24/7 live chat, ticket system, phone and email
Not yet checked

Our notes

Strengths
  • Five account types with published margin call and stop-out levels
  • Swap-free versions of every account
  • Low minimum deposit ($50) on most accounts
  • Low minimum deposit of $5 on the Standard and Ultra Low accounts
  • Negative balance protection on all accounts, according to XM's account page
  • EU clients can contract with a CySEC-licensed company (licence 120/10)
Watch out for
  • Not listed as regulated here: its Anjouan (AOFA) licence L16182/DFX shows as active on AOFA's own register, but the Central Bank of the Comoros has said AOFA is not recognised and cannot issue financial licences.
  • Its only licence is from the Anjouan Offshore Finance Authority (AOFA). On 8 December 2025 the Central Bank of the Comoros said AOFA is not recognised in the Union of the Comoros and has no legal power to issue financial licences.
  • AOFA's verification page lists company number 16183 (DeltaFX's site says 16182), incorporation on 20 October 2025 and a licence end date of 20 October 2026.
  • Commission rates on the commission-based accounts are not published on the account pages
  • Leverage up to 1:1000 and no published negative balance protection
  • XM's global site names XM Global Limited, which it says is regulated by the FSC of Belize (licence 8557558). We could not confirm this licence on the Belize FSC's online register on 2026-10-20, so we do not list it.
  • Leverage of up to 1:1000 on the global site magnifies losses as much as gains
  • The Standard account is marketed with deposit bonuses; read the bonus terms before you accept one
  • XM no longer holds a UK licence (the FCA register shows its passport as cancelled) and its former Australian company now trades as Trading.com Markets

Risk warnings

The buttons to a broker’s website above the table are partner links: we may earn a commission if you open an account through them. That never changes the facts shown here. Trading leveraged products such as forex and CFDs carries a high risk of losing money rapidly, and most retail accounts lose money. Each broker’s own warning:

  • XM: Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital.

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Other head-to-head pages

Cost per lot is the typical EUR/USD spread in busy hours × $10, plus any round-turn commission, for one standard lot. “Not yet checked” means we have not confirmed that fact yet. This page compares facts; it does not rank the brokers or recommend either. Confirm costs and licences on each broker’s site and the regulator’s public register before opening an account: see how we review brokers and check a broker yourself.

Nothing on this page is financial advice. Read the full disclaimer.

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