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Head to head

AYA Markets vs LiteFinance (LiteForex)

AYA Markets has no licence we could confirm on a regulator's register. LiteFinance (LiteForex) is licensed by CySEC in the European Union. The licence that applies to you depends on where you live, so check which company you would contract with before comparing anything else.

Minimum deposits start at $10 at AYA Markets and $50 at LiteFinance (LiteForex). Both offer negative balance protection and segregated client money.

Facts last checked: AYA Markets on 29 October 2026, LiteFinance (LiteForex) on 20 October 2026.

AYA Markets profileLiteFinance (LiteForex) profile
Broker 1
Broker 2
Broker 3

Monthly cost uses the account chosen in each slot: cost per lot × your lots. Swap and other fees are extra. The lowest monthly cost is highlighted only as a fact about cost, not as a recommendation.

Broker
AYA MarketsRead the profile
LiteFinance (LiteForex)Strictly regulatedRead the profile
Comparing
AYA Markets
LiteFinance (LiteForex)European Union

Overview

Founded
Not yet checked
Not yet checked
Headquarters
Fomboni, Mwali (Comoros)
Limassol, Cyprus (EU company)
Official websites
  • ayamarkets.com
  • my.ayamarkets.com
  • litefinance.org
  • liteforex.eu
  • liteforex.pl
Facts last checked
29 October 2026
20 October 2026

Regulation and protection

Company you would contract with
No licence listed
Liteforex (Europe) Ltd
Regulator
No licence listed
CySEC
European Union
Regulation level
No licence listed
Strictly regulated
Licence number
No licence listed
093/08
Check the register
Clients this company serves
No licence listed
Residents of the EEA (the EU site also lists the UAE and the Marshall Islands)
All licences held
None listed
  • CySEC (European Union)
Segregated client money
Yes
Yes
Negative balance protection
Yes
Yes
Compensation scheme
None
Investor Compensation Fund (Cyprus) for eligible retail clients of Liteforex (Europe) Ltd

Costs

Your monthly cost
No accounts listed
No accounts listed
Cost per lot (EUR/USD)
No accounts listed
No accounts listed
Spread from
No accounts listed
No accounts listed
Typical EUR/USD spread
No accounts listed
No accounts listed
Commission per lot (round turn)
No accounts listed
No accounts listed
Typical GBP/USD spread
Not yet checked
Not yet checked
Typical USD/JPY spread
Not yet checked
Not yet checked
Typical XAU/USD spread
Not yet checked
Not yet checked
Swap-free account
Not yet checked
Not yet checked

Leverage and margin

Maximum retail leverage
Up to 1:1000 on MT5 (forex and gold, for equity under $1,000; lower as equity grows)
1:30 on major pairs for EU retail clients (ESMA rules); global leverage not checked
Retail leverage by asset class
  • Forex and gold (MT5): 1:1000 under $1,000 equity, stepping down to 1:100 above $40,000
  • Silver: 1:100
  • Other metals: 1:20
  • S&P 500, Dow Jones 30, Nasdaq 100 and DAX 40: 1:200
  • Other indices: 1:50
  • Energies: 1:20
  • Major cryptocurrencies: 1:10
  • Other cryptocurrencies: 1:5
  • Shares and ETFs: 1:5
  • Major currency pairs: 1:30 (EU company)
  • Other currency pairs, gold and major indices: 1:20 (EU company)
Margin call level
Not yet checked
100% (EU company)
Stop-out level
80%
50% (EU company)

Account

Minimum deposit (this account)
No accounts listed
No accounts listed
Base currencies
No accounts listed
No accounts listed
Execution
No accounts listed
No accounts listed

Platforms and features

Platforms
  • MetaTrader 5
  • cTrader
  • MetaTrader 4
  • MetaTrader 5
Markets
230+ CFDs on 45 forex pairs, 12 indices, 13 metals, 3 energies, 33 cryptocurrencies, 120 shares and 7 ETFs
Currency pairs, stock indices, commodities and share CFDs (NYSE and Nasdaq)
Demo account
Yes
Yes
Copy trading
Not yet checked
Not yet checked
Expert advisors (automated trading)
Yes
Yes
News trading allowed
Not yet checked
Yes
Guaranteed stops
Not yet checked
Not yet checked

Deposits and withdrawals

Deposit methods
  • USDT (TRC-20 and ERC-20)
  • Bitcoin
  • Litecoin
  • Ethereum
  • TopChange (TC Pay)
  • Visa and Mastercard
  • Apple Pay
  • Visa and Mastercard cards
  • Bank transfer
  • E-payment systems
Withdrawal fee
No fee from AYA Markets; the agreement allows a 3% charge if you withdraw without trading since your last deposit
Card payments are processed with 0% commission and LiteForex says it refunds deposit fees on all methods (EU company)
Inactivity fee
$5 a month after six months with no trading (accounts with a positive balance)
€3 a month on dormant accounts (EU company)

Support

Customer support
Email, support ticket and Telegram, Monday to Friday 06:00 to 16:00 GMT
24-hour support by live chat

Our notes

Strengths
  • The customer agreement says client funds are held in segregated accounts, separate from the company's own money
  • No deposit or withdrawal fees from AYA Markets, with deposits from $10
  • MetaTrader 5 and cTrader, on desktop, web and mobile
  • On MT5, maximum leverage falls in steps as your equity grows, from 1:1000 down to 1:100
  • EU company licensed by CySEC since 2008, with Cyprus Investor Compensation Fund cover
  • Negative balance protection on both EU account types
  • $50 minimum deposit and a choice of MT4 or MT5
Watch out for
  • Says AYA Markets (Comoros) Ltd holds MISA licence T2023263; we could not confirm it on MISA's register on 2026-10-29 (the register blocked automated access with a bot check).
  • The account page lists negative balance protection, but we did not find it in the customer agreement, and the risk disclosure says you could lose more than your initial investment
  • Commission on the Pro and Raw accounts is charged per side ($4 and $8 per lot each way, so $8 and $16 per round lot), and a 3% withdrawal charge can apply if you withdraw without trading
  • The 25% welcome bonus is trading credit that cannot be withdrawn and disappears with any withdrawal; dormant accounts pay $5 a month after six months
  • Says LiteFinance Investment Limited holds Mauritius FSC licence GB20025921; we could not confirm it on the FSC Mauritius register on 2026-10-20, because the register blocked our access
  • Clients outside the EEA deal with LiteFinance Global LLC, a St Vincent and the Grenadines company with no financial licence
  • litefinance.org could not be reached from our network on 2026-10-20, so we have not checked the global company's accounts, leverage or fees
  • Dormant EU accounts are charged €3 a month

Risk warnings

The buttons to a broker’s website above the table are partner links: we may earn a commission if you open an account through them. That never changes the facts shown here. Trading leveraged products such as forex and CFDs carries a high risk of losing money rapidly, and most retail accounts lose money. Each broker’s own warning:

  • AYA Markets: Trading financial instruments carries a high level of risk and may not be suitable for all investors. CFDs and Forex are complex instruments and come with a high risk of losing money rapidly due to leverage (trading on margin). Before deciding to trade any financial instrument or making any other decision with financial impact you should carefully consider your investment objectives, level of experience and risk appetite. Only invest with money you can afford to lose. If necessary you should seek independent advice.

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Other head-to-head pages

Cost per lot is the typical EUR/USD spread in busy hours × $10, plus any round-turn commission, for one standard lot. “Not yet checked” means we have not confirmed that fact yet. This page compares facts; it does not rank the brokers or recommend either. Confirm costs and licences on each broker’s site and the regulator’s public register before opening an account: see how we review brokers and check a broker yourself.

Nothing on this page is financial advice. Read the full disclaimer.

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