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Head to head

STB Provider vs XS.com

STB Provider has no licence we could confirm on a regulator's register. XS.com is licensed by CySEC in the European Union, ASIC in Australia and Labuan FSA in Malaysia (Labuan), and also has an offshore registration. The licence that applies to you depends on where you live, so check which company you would contract with before comparing anything else.

Minimum deposits start at $10 at STB Provider and $0 at XS.com. Both offer negative balance protection and segregated client money.

Facts last checked: STB Provider on 20 October 2026, XS.com on 20 October 2026.

STB Provider profileXS.com profile
Broker 1
Broker 2
Broker 3

Monthly cost uses the account chosen in each slot: cost per lot × your lots. Swap and other fees are extra. The lowest monthly cost is highlighted only as a fact about cost, not as a recommendation.

Broker
STB ProviderRead the profile
XS.comOffshore registration onlyRead the profile
Comparing
STB Provider
XS.comInternational

Overview

Founded
2021
Not yet checked
Headquarters
Gros Islet, Saint Lucia (office in Sofia, Bulgaria)
Eden Island, Seychelles (group companies in Cyprus, Australia, Malaysia and elsewhere)
Official websites
  • stbbrokers.com
  • xs.com
  • xsmarkets.com
Facts last checked
20 October 2026
20 October 2026

Regulation and protection

Company you would contract with
No licence listed
XS Ltd
Regulator
No licence listed
FSA Seychelles
International
Regulation level
No licence listed
Offshore registration only
Licence number
No licence listed
SD089 (Securities Dealer)
Check the register
Clients this company serves
No licence listed
Clients who open an account through xs.com
All licences held
None listed
  • FSA Seychelles (International)
  • CySEC (European Union)
  • ASIC (Australia)
  • Labuan FSA (Malaysia (Labuan))
Segregated client money
Yes
Yes
Negative balance protection
Yes
Yes
Compensation scheme
None
None for clients of XS Ltd (Seychelles); EU clients of XS Markets Ltd are covered by Cyprus's Investor Compensation Fund

Costs

Your monthly cost
No accounts listed
No accounts listed
Cost per lot (EUR/USD)
No accounts listed
No accounts listed
Spread from
No accounts listed
No accounts listed
Typical EUR/USD spread
No accounts listed
No accounts listed
Commission per lot (round turn)
No accounts listed
No accounts listed
Typical GBP/USD spread
Not yet checked
Not yet checked
Typical USD/JPY spread
Not yet checked
Not yet checked
Typical XAU/USD spread
Not yet checked
Not yet checked
Swap-free account
Yes
Yes

Leverage and margin

Maximum retail leverage
Up to 1:400 (1:200 on Prime), reduced as position size grows
Up to 1:2000 (XS Ltd, dynamic); 1:30 on major pairs for EU retail clients
Retail leverage by asset class
  • FX majors and gold (Standard, ECN, Prime): Full account leverage up to $799.99K notional, then 33%, 10% and 5%
  • FX minors, metals, indices and commodities: 50% of account leverage up to $199.99K notional, then lower
  • Crypto: 1:75 for small positions, down to 1:3.75
  • Stocks: 1:20 for small positions, down to 1:1
Not yet checked
Margin call level
Not yet checked
40%
Stop-out level
30% (Standard, ECN, Prime); 60% (Zero)
20%

Account

Minimum deposit (this account)
No accounts listed
No accounts listed
Base currencies
No accounts listed
No accounts listed
Execution
No accounts listed
No accounts listed

Platforms and features

Platforms
  • MetaTrader 5
  • MetaTrader 4
  • MetaTrader 5
  • XS Trading App
Markets
350+ CFD and spot instruments, including forex, metals, indices, energies, crypto and stocks
CFDs on forex, metals, energies, indices, cryptocurrencies, futures and shares
Demo account
Yes
Yes
Copy trading
Yes
Yes
Expert advisors (automated trading)
Yes
Yes
News trading allowed
Not yet checked
Not yet checked
Guaranteed stops
Not yet checked
Not yet checked

Deposits and withdrawals

Deposit methods
  • USDT (BEP20 and TRC20)
  • Top Change exchange
  • Farsi Change exchange
  • Bank transfer
  • Visa and Mastercard
  • Skrill
  • Neteller
Withdrawal fee
$5 by USDT TRC20, $1 by USDT BEP20, minimum $2 via Top Change
No XS fee; a fee of up to 3% can apply where there was no trading or abusive trading
Inactivity fee
Not yet checked
Not yet checked

Support

Customer support
24/7 support
Email support@xs.com and phone +248 432 3314

Our notes

Strengths
  • Four account types from $10, with commissions published per asset class
  • Says client funds are segregated and that every account has negative balance protection
  • Publishes its dynamic leverage tiers and stop-out levels
  • Group companies licensed by CySEC (412/22), ASIC (374409) and Labuan FSA, all checked on the regulators' registers
  • Negative balance protection and segregated client accounts are in the XS Ltd client agreement
  • No minimum deposit on Standard, Cent and Micro accounts, and published average EUR/USD spreads for each account
Watch out for
  • The "Licence No. 2023-00478" on its site is the company number on its Saint Lucia certificate of incorporation (International Business Companies Act), not a financial licence
  • It also shows a US FinCEN money services business registration; that is an anti-money-laundering registration, not a licence to offer forex or CFDs, and STB does not serve US residents
  • No licence from any regulator that we could confirm
  • Funding only by USDT and two exchange services; no cards or bank transfer
  • Clients of xs.com join XS Ltd in Seychelles, an offshore licence with leverage up to 1:2000 and no compensation scheme
  • The ASIC licence covers wholesale clients only, and the CySEC company serves the EU through a different website
  • Says group companies hold licences from the FSCA (FSP 53199), FSC Mauritius (GB25204786), the UAE Capital Market Authority (20200000339) and Kuwait (513918); we could not confirm these on the regulators' registers on 2026-10-20 (FSCA and FSC sites unreachable, UAE and Kuwait not checked).

Risk warnings

The buttons to a broker’s website above the table are partner links: we may earn a commission if you open an account through them. That never changes the facts shown here. Trading leveraged products such as forex and CFDs carries a high risk of losing money rapidly, and most retail accounts lose money. Each broker’s own warning:

  • STB Provider: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs, FX, or any of our other products work and whether you can afford to take the high risk of losing your money.
  • XS.com: Our products are traded on margin and carry a high level of risk and it is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved.

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Other head-to-head pages

Cost per lot is the typical EUR/USD spread in busy hours × $10, plus any round-turn commission, for one standard lot. “Not yet checked” means we have not confirmed that fact yet. This page compares facts; it does not rank the brokers or recommend either. Confirm costs and licences on each broker’s site and the regulator’s public register before opening an account: see how we review brokers and check a broker yourself.

Nothing on this page is financial advice. Read the full disclaimer.

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